Affordable Plans for Individuals,
Business Owners & Employers

From Your Front Door to Your Office Door, We’ve Got You Covered

We Make Insurance Simple for You

Individual Insurance

Your Problem:
  • Confusing policies & legal jargon
  • Worried about overpaying? Not sure what’s covered?
  • Need an agent who actually answers the phone?
The Solution:
  • We compare multiple carriers to find you the best rates
  • Get the right coverage—no guesswork, no stress
  • Talk to a real person who’s here when you need help

Business Insurance

The Problem:
  • One lawsuit, fire, or accident could wipe you out
  • Not sure if your coverage actually protects your business?
  • Premiums keep rising, and you don’t know why
The Solution:
  • Custom-tailored insurance that grows with your business
  • We review your current policy to find coverage gaps
  • Competitive pricing without sacrificing protection

Employee Benefits

The Problem:
  • Struggling to attract & retain top talent?
  • Employees don’t understand their benefits & ask too many questions?
  • Your broker is MIA when you need support?

The Solution:

  • Competitive benefits plans that won’t break the budget
  • We handle employee questions, so you don’t have to
  • One-on-one support—no call centers, just real people
Covering the cost of Medicare

Medicare & Part D

Struggling to find the right Medicare plan? At HFC Insurance in Lancaster SC, we simplify the process, helping you choose the best option for your needs. With our expert guidance, you can feel secure in knowing you’ve made the right choice for your healthcare coverage.

Choosing the right health insurance policy

Health Insurance

Choosing the right health insurance can be overwhelming with so many options and confusing terms. At HFC Insurance in Lancaster, SC, we simplify the process by guiding you through your choices, ensuring you feel confident in your coverage.

Home Insurance in Lancaster SC

Home Insurance

Not understanding your homeowners insurance can leave you financially vulnerable in the event of a fire, theft, or other disasters. At HFC Insurance in Lancaster, SC, we help you navigate the complexities of your policy, ensuring you have the right coverage to protect your home and assets.

Personal Auto Insurance

Car Insurance

Choosing the wrong car insurance in Lancaster, SC can leave you exposed to financial risks in an accident. At HFC Insurance, we help you select the right coverage, from liability limits to personal umbrella policies, ensuring you and your assets are fully protected on the road.

Business Insurance

Business Insurance

Running a business in Lancaster, SC without the right insurance can leave you vulnerable to costly accidents and liabilities. At HFC Insurance, we provide tailored Commercial Liability, Auto, and Umbrella Policies to ensure your business is fully protected, allowing you to focus on growth and success.

Employee Benefits

Employee Benefits

Struggling to attract and retain top talent in Lancaster, SC? At HFC Insurance, we design comprehensive employee benefits packages that help your business stay competitive, ensuring you keep the best employees and drive long-term success.

Why Choose HFC Insurance?

“I appreciate that I can always speak to a real person that seems genuinely eager to help me in any way that they can. They are a “honey pot” of Customer Service in a world where most companies have no concept of what that truly means.” Mindy Smith

About Our Company

We Love What We Do

When we walk into the office every day, our goal is to serve our clients and the community. When you are our client, you are family. You are now part of the HFC Insurance family. We will help make sure you have the protection your family, business or employees need. Insurance can be complicated. The right insurance consultant will guide you in making the right decision, whether it is a small or medium-size business or individual insurance. You know iron sharpens iron. That’s our goal in working together. Every individual and business are different. What’s good for one business or person may not be good for another. We are here to serve!