P&C Captive in Lancaster SC

Looking to reduce your company’s insurance costs, and take control of your claims and premiums? Consider group P&C captive insurance for your business in Lancaster SC. It’s a proven solution to managing your risks and lowering costs for workers’ compensation, general liability and auto insurance.

If you are looking for a long-term ability to lower your rates, avoid financial swings in the market cycle and capture underwriting profits normally reserved for the insurance company, a captive is for you. A P&C captive provides complete transparency, showing how your insurance premiums are calculated and allocated, as well as allowing greater control over your claims handling process.

As more and more of the best companies leave the traditional P&C marketplace forever, let us show you how you can lower your cost and join all the other thousands of companies that have left the traditional insurance marketplace.

OVERVIEW

• Gain greater control over insurance program / long-term strategy to reduce and stabilize workers’ compensation, general liability, and auto costs.
• Captive members become part of a like-minded group where premium is developed according to members’ own loss experience and not the general insurance pool. Only the Top 25% of performers will qualify.
• Risk reward model – members are incentivized to manage risk and control losses long term as owners of their own insurance company.
• There are many types of group captives – homogeneous / heterogeneous