BCBS of SC Chamber Health Insurance Plan in Lancaster SC

If you run a Lancaster business with 50 or fewer employees, the BlueCross BlueShield of South Carolina Chamber Plan opens a door you were told was closed — with dental and vision built in.

A strong worker is weighing two offers. One comes with health benefits. One doesn’t. You already know which one they take.

A lot of small business owners around Lancaster assume group health insurance is built for companies far bigger than theirs, so they stop asking. That quiet assumption costs them good people, one offer letter at a time. Here’s the part most owners miss: there’s a plan built specifically for your size, and your Chamber membership is the key to it.

BlueCross BlueShield of South Carolina created this program so smaller employers could offer real coverage. You’re likely a fit if:

• You have 50 or fewer employees
• You’re a member of your local Chamber of Commerce (for example, the Lancaster County Chamber)
• You want group health coverage to attract and keep good people

Not sure whether you check every box? That’s the conversation — a five-minute call tells you where you stand.

• Group health coverage through BlueCross BlueShield of South Carolina
• A range of plan options to fit different budgets and teams
• Dental and vision built into the program
• A possible Blue Rewards wellness benefit at no additional cost, plus other potential plan savings

When you purchase a BlueCross small group plan through your Chamber, you also receive the Chamber Plus card — added vision and dental value layered on top of your plan.

• $20 copay for an annual eye exam (eyeglasses or contacts)
• 20% off the retail price of lens enhancements
• 20% off the retail price of frames
• 15% off the retail price of contacts
• 20% off the retail price of sunglasses
• 1,045 participating providers across South Carolina

• No network — your team can visit any dentist
• $30 reimbursement per exam, twice a year
• $30 reimbursement per cleaning, twice a year

Members show their member ID card at participating vision providers. For the dental benefit, members submit a short reimbursement form after each exam or cleaning.

Same carrier. Same plans. A different phone number — one a real person answers.

When your employee hits a wall with a claim or a prescription, our Employee Concierge Service means they call us, not an 800-number maze. That’s the difference between a policy and a partner.

• An authorized BlueCross BlueShield of South Carolina agency, right here in Lancaster
• Employee Concierge Service — we handle the calls your team would otherwise have to make
• The Sundown Promise — we return your call the same business day
• 134 five-star Google reviews from neighbors and businesses across the Carolinas

“Making the switch to your company has been nothing but a pleasure. You and your team have come to the rescue repeatedly, and without complaint. We are so impressed with your service and look forward to continuing to work together.”

— Michele O’Donnell, Controller

“I appreciate that I can always speak to a real person who seems genuinely eager to help me in any way they can. They are a honey pot of customer service in a world where most companies have no concept of what that truly means.”

— Mindy Smith

It takes one short call to find out where you stand — and what it would cost to give your team benefits that help you compete.

The plan is built for small employers with 50 or fewer employees who are members of their local Chamber of Commerce, such as the Lancaster County Chamber. If that sounds like your business, you likely qualify — a quick call confirms it.

The program is offered through the Chamber, so Chamber membership is part of how you access it. HFC can walk you through both steps so it’s one smooth process.

Yes. Dental and vision are part of the program, and the Chamber Plus card adds extra vision discounts and a dental reimbursement benefit on top of your plan.

It’s an added discount and reimbursement program that comes with a BlueCross small group plan — VSP vision savings plus a per-visit dental reimbursement. It’s a value-add layered on your coverage, not insurance by itself.

Premiums depend on your team’s size, the ages of your employees, and the plan options you choose. The fastest way to get real numbers for your business is a short call with HFC at 803-286-1161.

Yes. The Chamber Plus dental reimbursement has no network, so your team can visit any dentist and submit a short form to receive the per-visit benefit.

Call HFC Insurance at 803-286-1161. We’ll confirm whether your business qualifies, walk you through the Chamber step, and get you a quote.

*Please note: Plan details are subject to change without notice. Call HFC Insurance for details.

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