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Workers’ Comp Gaps for 1099 Techs: Why You Could Be on the Hook

Workers’ Comp Gaps for 1099 Techs: Why You Could Be on the Hook “They’re 1099, so I’m not responsible for them… right?” That’s what a lot of contractors think—right before they get hit with a workers’ comp claim they never saw coming. If you’re using subcontractors or 1099 techs to handle overflow work or special…

Cyber Risk in the Trades? Yes—and Here’s Why HVAC & Plumbing Businesses Should Care

Cyber Risk in the Trades? Yes—and Here’s Why HVAC & Plumbing Businesses Should Care “We don’t do tech—we fix pipes and units!” True—but even plumbers and HVAC pros can get hacked. And if you think cyber insurance is only for banks and big corporations, it’s time for a digital reality check. Because whether you’re taking…