At HFC Insurance, we don’t just offer insurance—we provide a partnership that prioritizes your employees, streamlines your HR efforts, and delivers peace of mind. Unlike big national or regional brokerages that answer to venture capital investors, we put you and your team first.




Discover the HFC Insurance Difference: Personalized Service, Innovative Solutions, Unmatched Dedication
What Makes Us Different?
Direct, Personalized Enrollments
Forget third-party enrollment companies. At HFC Insurance, we handle every enrollment process in-house. This means your employees work with the same trusted team year-round—not just during enrollment season—ensuring a seamless, personalized experience.
No Call Centers, Ever
Big brokerages often offload employee support to impersonal call centers, leading to confusion and frustration. With us, your team gets direct access to a single, dedicated contact who knows your business and delivers consistent, high-quality support.
We Work for You, Not for Carriers or Investors
National and regional brokerages are frequently owned by venture capital firms focused on maximizing profits for their investors. This can lead to compromises in service quality. At HFC Insurance, we’re independently owned, so our loyalty lies with you—not shareholders.
Comprehensive HR and Executive Support
Your HR team carries a heavy load. We step in to simplify benefits administration, lead open enrollment meetings, and provide ongoing support, freeing your team to focus on their priorities.
Innovative Benefits Solutions
We go beyond the basics, continually researching creative ways to enhance your benefits offerings. From cutting-edge perks to budget-friendly packages, we help you stay competitive in attracting and retaining top talent.
Medicare Made Easy
When your employees retire, we provide step-by-step guidance to transition them smoothly to Medicare, ensuring they feel supported every step of the way.
Trusted Local Partnerships
We collaborate with payroll and retirement firms that share our commitment to client-first service, creating a holistic solution for your business’s financial and benefits needs.
Why HFC Insurance?
- Consistency: One dedicated contact for you and your employees, year-round.
- Personalized Service: No call centers, no third-party enrollment firms—just a trusted local team.
- Community Connection: Based in the Carolinas, we understand the needs of businesses in your area.
- Independence: Unlike venture capital-backed brokerages, we focus on serving you—not shareholders.
Experience the Peace of Mind That Comes with HFC Insurance
Don’t let your business fall victim to impersonal service and investor-driven priorities. Partner with HFC Insurance for employee benefits that reflect your commitment to your team’s success.
Rock Hill SC | Charlotte NC Area | Chester SC | Indian Land SC | Pawleys Island SC and more