BlueCross BlueShield of South Carolina Medicare Advantage plans are available to residents of Lancaster County, Indian Land, and Sun City Carolina Lakes. At HFC Insurance, you’ll get personalized guidance from a local Medicare agent—not a 1-800 number.

Medicare Advantage Plans in Lancaster & Indian Land, SC | BlueCross BlueShield of SC
What BlueCross BlueShield Medicare Advantage May Include
(Benefits vary by plan. We’ll confirm details for your ZIP and providers.)
- Combined medical and prescription coverage
- $0 or low-premium options
- Dental, vision, and hearing
- Fitness benefits
- Predictable copays
- Nationwide emergency coverage
Why Work With a Local Medicare Agent in Lancaster & Indian Land
- Local insight into doctors, hospitals, and pharmacies in Lancaster, Indian Land, and Sun City Carolina Lakes
- Easy-to-understand explanations of plans and costs
- Our Sundown Promise: same-day callbacks
- Concierge-style support through the year
Medicare Enrollment Dates You Need to Know
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Annual Enrollment Period (AEP): October 15 – December 7
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Coverage Effective Date: January 1, 2026
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Special Enrollment Periods (SEPs): Available for moves (such as relocating to Sun City Carolina Lakes), retirement, or loss of coverage.
Eligibility & Enrollment in Lancaster & Indian Land
Who Qualifies
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Age 65+ or disability
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Medicare Parts A & B
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Residency in Lancaster County or Indian Land
What to Bring
- Medicare card
- Current medications list
- Preferred doctors and pharmacy
How the Appointment Works
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We check your doctors and prescriptions.
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We compare plans side-by-side.
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You pick the plan that fits your needs.
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We enroll you and support you year-round
Areas We Serve in Lancaster County
- Lancaster
- Indian Land
- Sun City Carolina Lakes
- Heath Springs
- Kershaw
- Van Wyck
- Buford
- Edgewater
Frequently Asked Questions
Are BlueCross BlueShield Medicare Advantage plans new to Indian Land?
Yes—these plans are now offered in Indian Land and Sun City Carolina Lakes, giving more residents access to local coverage.
Will my doctor be in network?
We confirm your providers in Lancaster and Indian Land before you choose a plan.
Do plans include dental or vision?
Many do. We’ll walk you through the extra benefits.
Does it cost more to use HFC Insurance?
No. Our help is free, and your premiums are the same as enrolling directly.
Does HFC Insurance offer other personal lines of insurance?
Yes. Visit our personal insurance for Indian Land SC page for me details.
Talk With a Local Medicare Agent Today
HFC Insurance
304 N Main St, Lancaster SC
Serving Lancaster County, Indian Land, and Sun City Carolina Lakes. Walk-ins welcome. Appointments available. Our team is ready to help to make your Medicare Open Enrollment the best yet!
Important Notices & Disclaimers
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Not connected with or endorsed by the U.S. government or the federal Medicare program.
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We do not offer every plan available in your area. Visit Medicare.gov or call 1-800-MEDICARE for a full list.
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HFC Insurance is an Authorized Agent for BlueCross BlueShield of South Carolina.