Insurance for the Edgewater Community
in Lancaster, SC

The Edgewater Community isn’t just a neighborhood — it’s a peaceful retreat, a front-porch lifestyle, and one of Lancaster’s hidden gems. Nestled among trees, walking trails, and lake views, Edgewater is where Carolina comfort meets thoughtful living. Whether you live near the water, enjoy cruising the community on your golf cart, or spend time at the golf course or clubhouse, your lifestyle deserves protection that fits the way you live.

At HFC Insurance, we help Edgewater residents simplify what others overcomplicate — from custom-built home insurance to auto, golf cart, boat, and Medicare coverage. We’re a local agency based right here in Lancaster, and we believe in real relationships, fast answers, and service that never makes you feel like a number.

✅ Personalized home insurance for custom and lake-adjacent properties
✅ Golf cart liability & physical damage protection
✅ Boat, RV, and lake toy bundling options
✅ Scheduled coverage for jewelry, antiques & high-value items
✅ Medicare Advantage and Supplement plan help — right here in-office
✅ Umbrella policies for asset protection
✅ Our Sundown Promise — we respond the same day, every time

Edgewater includes a wide range of homes — from single-family builds to lakeside homes with stunning views. But it also includes specific risks most national companies overlook: things like water backup protection, dock liability, and golf cart use on shared paths. Our team will walk you through exactly what you need — and nothing you don’t.

🏠 Golf Carts on Public Roads — Not automatically covered under standard homeowners policies
🌊 Lake Proximity — Flood zones and water backup are not included unless added
🌀 Wind/Hail Deductibles — Many newer builds carry 1–2% deductibles tied to home value
🚤 Boats, Trailers, RVs — Must be insured separately or bundled
👵 Medicare Gaps — Without the right plan, your out-of-pocket costs could grow quickly

Whether you’re new to Edgewater or have been here for years, you deserve an insurance partner who knows your neighborhood, respects your lifestyle, and keeps the process stress-free. Let’s review your current coverage and make sure it fits your needs, not someone else’s template.

📍 Serving the Edgewater Community and surrounding lakeside neighborhoods with hometown care, expert guidance, and our Sundown Promise.

Home Insurance  Car Insurance  Motorcycle Insurance   RV Insurance   Boat Insurance   Health Insurance   Medicare Insurance