Overpaying for Insurance? Find Out Now!

The Easiest Way to Get the Best Coverage – We Do the Work, You Save!

It's Easy: ✅ "Step 1: Enter Your Info. Step 2: We Compare Rates. Step 3: You Save!"

Why Our Clients Love HFC Insurance:

✅ We Shop, You Save – We compare multiple top-rated carriers to find the best coverage at the lowest price so you don’t have to.


✅ No Call Centers, Just Real People – You’ll always speak to a local expert who understands your needs—not a computer or a 1-800 number.


✅ Home, Auto, Medicare & More—All in One Place – Save time and money by bundling your policies with one trusted agency.

✅ 30+ Years of Trust & Expertise – Proudly protecting families and businesses across the Carolinas with personalized service.


✅ We Make Insurance Easy – No confusing jargon, no pressure—just simple, clear advice to help you make the right decision.


✅ We Advocate for You – If you ever have a claim, we’re on your side to make sure you get the coverage and support you deserve.

5-Star Rated on Google
⭐️⭐️⭐️⭐️⭐️

A Carnes HFC Insurance Testimonial

⚠️ Rates are changing! Lock in your best price today—before premiums go up!

"Big-name insurance companies only offer their own products—but we compare multiple top-rated carriers ensuring you get the best coverage at the best price. As an independent agency, we give you the best of both worlds. More choices. Better value. That’s the independent advantage."

Lora

Hello, I’m Lora Macy and I’m here for you.

I’m your go-to insurance agent with over 30 years of experience in the industry. I’m dedicated to providing expert guidance, tailored to your unique needs, and ensuring you feel supported and confident in your insurance choices. With myself and HFC Insurance by your side, you’re not just getting an agent—you’re gaining a friend and trusted partner who genuinely cares about your peace of mind. Whether you’re navigating complex policies or simply need a friendly ear, I’m always here to help you every step of the way.