Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can’t control like your gender and age, but also factors like your driving record, credit score, address, and marital status affect the car insurance quotes in Lancaster SC.
Gender and Age
Car insurance quotes in Lancaster SC are determined by age and gender. Age of course shows the experience or inexperience of the driver. The more experience a driver has, with no accidents or tickets helps lower car insurance premiums.
Males generally have more wreck and speed more than females. Of course, that is generally speaking. Your daughter may well have a lead foot!
As we get over the age of 65, you can start to see your rates increase. As we get older, the risk of us getting injured or dying in a car accident increases.
Driving Record
Getting tickets or having wrecks does not help lower your car insurance premiums no matter if your young or old.
Credit Score
Companies over time have relied on this score to determine if you are are person who pays their bills. A good credit worthy individual is seen as a good insurance risk for a car insurance carrier.
Address
As I mentioned in a post on Why is Car Insurance in Lancaster Different from Other Neighboring Cities?, where you live within a city is important in determining the cost of your car insurance.
Marital Status
Yep, getting married has an affect on your car insurance. The idea is, if you are married you are more mature. You may question that now that your son is married but marriage brings more responsibility. More responsibility generally means a person is more mature.
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