Will Home Insurance in Lancaster SC Cover Tree Removal?
When you live in the Carolinas, you never know what kind of weather we will have. From thunderstorms, snowstorms, ice storms or hurricanes, damage to a home may be inevitable, especially from trees. Will Home Insurance Cover Tree Removal?
Trees provide nice shade and can really enhance your landscape. Something of beauty can wreak havoc on your home if it should fall.
If you are tasked with tree removal, do these things:
- Call your insurance agent or insurance carrier as soon as it is safe to.
- Safely secure the site and don’t allow anyone in the home.
- Remove the tree if you can. If not, hire a professional.
- If you can safely place a tarp over the opening, do so. If not, hire a professional to do so. The carrier will reimburse you if you need to hire someone.
Remember, if you have not met your deductible, you will have to meet that first.
A few additional tips to minimize property damage:
To Keep from Having Property Damage – Keep trees well maintained and trimmed
Call an Arborist, who is trained in tree trimming, to come out to prune your tree limbs properly. Improperly trimming a tree can cause serious tree damage. Also notify neighbors if you see any overhanging branches on any of theirs. This alone will help to limit property damage.
When You See Property Damage – Take pictures
Photographs can help you show the cause and extent of any storm damage that occurs. With today’s smart phones, it’s easy to take pictures and forward them over to the insurance carrier. Documentation is important.
Reach out to HFC Insurance at 803-286-1161 or visit us at 304 North Main St Lancaster SC 29720 if we can help you with your Car Insurance Motorcycle Insurance RV Insurance Boat Insurance Health Insurance or Medicare Insurance needs. Visit our YouTube Channel on everything insurance.
