The Centers for Medicare and Medicaid Services has issued new rules that require Medicare to cover medical devices that the Food and Drug Administration designates as “breakthrough” technology. The rule paves the way for giving Medicare recipients access to the latest technologies four years after they receive market approval by the FDA. The move…
Medicare Advantage plans were created under the Balanced Budget Act of 1997 and signed into law by President Bill Clinton. These plans are commonly called Part C of Medicare. There are some important things to know if you are thinking of purchasing a Medicare Advantage plan. We will explain those things below. Medicare Advantage plans…
Health insurance never covers everything. Neither does Medicare. You will need to meet deductibles, copays and coinsurance. So, what is a Medicare Supplement? A Medicare Supplement is a type of health insurance sold by private insurers to cover the gaps in Medicare. This is why we refer to the plans as “Medigap Plans”. Medigap picks…
Medicare in itself can be confusing, Our goal is to try and make this decision clearer for you. For instance, Medicare Supplement plans are lettered A – N and each plan covers a different set of the gaps in Medicare. As you will see, you can compare Medicare Supplement plans side-by-side using the Medicare Supplement…
Auto insurance in Lancaster SC continues to rise. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad campaigns to convince you to “switch and save” — but the truth is, many people can find savings no matter who their insurance company is. It’s also Important to compare auto…
How Your Auto Insurance Can Cause You to Lose Your Home When owning a car, it is important to protect you, your property, your assets, and others by purchasing the right auto insurance. There are many things to consider when protecting lives and property. Risky auto insurance is one. If you are looking for car…
There is another unfortunate side of the economic downturn that impacts every driver on the road: The number of uninsured drivers is expected to rise. The definition of an uninsured driver is simple- some one that has no insurance on their vehicle. However, if you are in an accident with an uninsured driver and do…
You’ve heard all the talk about driverless cars. Unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone). Even though our driverless future has yet to arrive, technology actually plays a big role on…
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. However, there are plenty of simple maintenance tasks and other inexpensive home repairs you can do to make your home safer – whether you’re handy or not. And you won’t have…
Understanding Your Home Insurance in Lancaster SC As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s understanding your home insurance policy. It protects you in more ways than you may think. It helps you rebuild…
When a big storm hits in the Carolinas, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identifying property damage and protecting your home from further issues. The National Storm Damage Center has a number of resources and…
Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up—whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time and money to fix. In many instances, however, those “unexpected” issues shouldn’t really be a surprise at all,…
When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up: Car crashes are the leading cause of death for U.S. teens ages 14 through 18. A teen’s crash risk is three times that of more experienced drivers. Being in…